One of the most common remarks that a funeral director hears is, “If they had only told us what they wanted.” because death and funerals are not easy topics to discuss, many families never really know what the wishes of their loved ones are. Advanced Funeral Planning or Preplanning allows you to record your wishes for your final resting place and the type of service you would like.
What is Preplanning?
Through preplanning, we are able to satisfy family members by eliminating some of the emotional, physical and financial pain associated with the death of a loved one.
Once you have completed the preplanning – giving your personal information, choosing your services, selecting the merchandise you prefer, and allocating an estimated sum for cash advance items, you are ready to put your funds to work for you. We will suggest one of two financial vehicles. In Minnesota, by law, we are able to use an irrevocable funeral trust or irrevocable funeral insurance plan. No matter which financial vehicle is selected, you are able to place a sum of monies that equals or is less than your itemized and estimated funeral expenses.
Why should I care what happens to me after I have died?
You may not care what happens after your death. However, your family or next of kin will have to assume the responsibility of celebrating the life you lived and disposing of your body. You will be making their job harder and asking them to pay a premium price to dispose of your body if you do not discuss it now. This is regardless of the services they may or may not choose. If you do have a preference towards earth burial, entombment, or cremation, how is your family going to know?
What are the main advantages of preplanning a funeral?
A pre-funded funeral or cremation service means your family won’t have to worry about covering funeral costs when cash may be tied up and income flow disrupted.
Pre-funding also assures the cash will be there to provide the kind of service you want.
Willwerscheid Funeral Home & Cremation Service Funeral Plan keeps your funds growing to help keep pace with inflation, so the money your family is counting on will be there.
Because the monies in the plan grows, many times faster than the funeral costs, excess funds are conveniently returned to the estate for distribution.
Our pre-funding plan is offered to you at No Cost to you or your family by a dependable, professional funeral home, family owned and operated since 1886, and a member of the National Funeral Directors Association.
Contact Willwerscheid Funeral Home Today
If you’d like to learn more about preplanning or are ready to start the preplanning process, contact us through our easy preplanning form or give us a call. We are here to answer all of your questions and give you the peace of mind that you are looking for.